I have been a licensed Home Improvement contractor since 1989 with over 30 years of experience. I am a one man operation. I do NOT hire day workers. I only hire qualified licensed sub-contractors to do the work I can not do. Billing is handled depending on the size of the job. Most small work (less than $1,000.) is done by verbal agreement unless the client wants a written one and is paid upon completion. On larger jobs I write a detailed Proposal with a payment schedule as work progresses. Usually 3 to 4 payments. All estimates are free. The best way to contact me is by calling my office number (845 353-9880) as I do not get to check my email on a regular basis. Referrals upon request